allocationComing soon
Allocation breakdown
See your money by asset class, sector, country and company size, and spot where you are heavier than you think.
You’ll learn what you actually own.
Portfolio Analysis
See your whole portfolio, not just the pieces.
How much risk are you really taking? What happens if stocks drop 20%? Are you as diversified as you think? We’re building portfolio tools that answer those questions in plain English. Try a simple version below.
Example allocationportfolio
US stocks35%
Intl stocks15%
Bonds35%
Gold10%
Cash5%
Volatility8.7%
Return5.4%
Div. benefit−3.2 pts
Try it now
Build a portfolio. Then stress test it.
Pick a mix of investments and watch the risk, return and diversification change in real time.
1. Build your mix
Start from a preset or drag the sliders. We scale your choices to add up to 100%.
Move at least one slider above 0% to build a portfolio.
2. See what you built
Your mix
Expected return–per year, long run
Volatility–how much it swings
Diversification benefit–risk removed by mixing
Typical year–about 2 years in 3
3. Stress test it
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See the assumptions behind these numbers
| Asset | Return / yr | Volatility | Stocks −20% | Rates +2% | Inflation | Recovery |
|---|---|---|---|---|---|---|
| US stocks | 7.0% | 16% | −20% | −8% | −6% | +18% |
| International stocks | 7.0% | 18% | −22% | −7% | −5% | +20% |
| Bonds | 4.0% | 6% | +3% | −10% | −7% | −2% |
| Gold | 3.5% | 15% | +5% | −3% | +12% | −4% |
| Cash | 3.0% | 0.5% | 0% | 0% | 0% | 0% |
Simple hypothetical assumptions chosen for teaching, not forecasts. Volatility uses standard portfolio math with fixed correlations (for example, US and international stocks 0.8, stocks and bonds 0.1). “Typical year” is expected return plus or minus one volatility. Real markets can do much better or much worse.
What we’re building
Everything you need to understand your portfolio.
All the math runs on tested, transparent code. AI explains what the results mean for your mix.
riskComing soon
Risk and volatility
Volatility, beta and largest past drops for your whole portfolio, not just each holding.
You’ll learn how bumpy your ride could be.
correlationComing soon
Correlation map
A heatmap of how your holdings move together, so you can see whether they really diversify each other.
You’ll learn why owning more isn’t always safer.
stressComing soon
Stress tests
Replay past market shocks and what-if scenarios against your own mix.
You’ll learn how your portfolio might hold up in a crisis.
benchmarkComing soon
Performance vs benchmark
Compare your returns with the S&P 500 or a mix that matches your risk level.
You’ll learn whether your choices are paying off.
rebalanceComing soon
Rebalancing
See how far your mix has drifted from your target and what it would take to get back.
You’ll learn when and why investors rebalance.